1. Easier Insurance Claims
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Leaving a damaged bumper on a car is dangerous for drivers and passengers alike. Suppose another road accident occurs and causes more damage to the vehicle and its riders. In that case, insurance companies can argue that neglecting to have the bumper repaired after being in a collision for the first time is the vehicle owner’s fault, not theirs. Therefore, they can’t approve the insurance claim as there was a fault on the policy holder’s end.
In most cases, it is typical for an insurance company to cover up to 75% of the cost. However, it depends on the driver’s insurance company and the state involved. But despite the charges, the car owner is responsible for repairing and maintaining the vehicle. Therefore, bringing the car to a collision repair shop is still the best before filing a claim.